Saturday, April 13, 2013

Baja fresh, Mexican food

My friend and I like nacho and salsa and the chips (actually I only like the chips) and we were so lucky to found this place 'Baja Fresh' at brah basah area(9 bras basah road) just opposite the SMU.
The food, taste really nice. With meal you order they will give you some chips and for the salsa, it's free flow.
If you want to refill your drinks you only need to pay sgd1 at the cashier.
The place is quite cosy with quite a lots of seats. From the receipt, well it's consider as slightly above compare with buying food from court but compare the size, it's worth the money as the portion is quite big. If you like nachos and salsa, this place is worth a drop by and try out.
We ordered the Burrito Mix Veggie with black beans and hot salsa. Regret that I had hot salsa for this as its really hot and spicy but the black beans is really taste nice and we had quesadillas with Char Siow. I still like their quesadillas with grilled chicken which now become one of our favorite food in our 'makan' list.
Happy eating :D

Chips & Salsa from Baja Fresh

Baja Fresh

The salsa counter at Baja Fresh

Burrito from Baja Fresh

quesadillas from Baja Fresh

Tuesday, April 9, 2013

Cpf investment

Here I would like to share with you. Started from year 2010 I had been withdrawing money from cpf and started to have the cpf investment. Well, all of us know that cpf giving out 4% of interest, why I need to withdraw and have the investment on my own?
At that point of time, mainly I want to prove that how cpf board earning a lot and only giving us 4%. From the attached image you can see I did several withdraw actively for year 2010 and 2011. Started from 2012, no more withdraw but I started to sell on hand share.
For year 2010, total withdraw is sgd8283.13 and total credit back is 5201.82, total money used for investment is 3081.31, meaning for year 2010, the 4% interest I miss was 123.25.
For year 2011, total withdraw is 11633.56 and total place back is 11273.61. If taking total withdrawal 2012+withdraw 2011+interest should earn for 2011=11633.56+3081.31+123.25=3564.51. From 3564.51 total interest I'd miss is sgd142.58.
For year 2012, no withdraw (only bank charges) 6.42 in total and credit back from interest earn and selling of share is 3403.31. Taking to total withdraw and interest I had miss for year 2010-2011 + total withdraw 2012 =3713.51, taking total withdraw - total credit back = 310.2, total interest I had miss is 12.4.
At the year 2013, I decided to sell a penny stocks on hand which keep sinking and loosing its profile, I was selling it 50% below my buying price and credit back 1340.71. Sum up everything, the total earning I gain is only 1296.34. When sum up all the interest I'd miss out from year 2010-2012 =278.24.

My total net earning is 1018.09.

I am not a good investor and I did not earn in every of my investment and I even sold one with 50% loss. But still the earning is about 1000 on top of the 4%.

Inspire of I can't withdraw my money from cpf, that's the main reason I started to invest few years back.

Research on the company and getting some shares which pay good interest always caught my eyes for such investment profile. At least I got some payout from the company. Picking the right stock still the key and do not just follow the rumors or so call insider news. As an investor, yes you are risk taker and research on the stocks and company maybe help you to reduce some unnecessary risk and give you return or at least reduce yours lost in the investment.

Choose wisely and good luck to all.

P/s: blogger does not encouraging anyone to withdraw and invest. Making investment is on reader on risk.

Thursday, April 4, 2013

The best avocado juice

The best avocado shake I ever tasted is from the Alexandra village foot centre which is just opposite the queensway shopping centre.
This small stall in the food court charging sgd2 for a big cup avocado shake really worth the money. The juice is very thick and they are using the avocado from Australia. You can find boxes of avocado outside the stalls.
My friend and I even travel all the way down to this food court mainly for the avocado shake. What else? We like to order the Thai food from the stall opposite. After taking spicy food, that's when the think avocado shakes make out lunch / dinner more perfect.
Going to Ikea at Alexandra road? Well, not necessary have to eat in ikea, just cross the street, you can find lots of nice and cheap food here in the food court.
Avocado shakes, here I come again this weekend!!!
Address: 120 bukit merah lane 1,s150120

Fresh fruit juice in old woodlands food court

It's summer time!!! Who said Singapore don't have summer? Did u feel the heat outside? It's bloody hot!!!
Today we went to old woodlands food court and I have the avocado shake :D sgd1.50. I find the avocado shake is too watery and too much of ice. Comparing with the one from Alexandra village food court, I still prefer the one in Alexandra.
But, under the hot sun, no fish prawn also can (in local dialect, meaning when the eat is not here, average is upgraded to be good) (in Malay we call it 'tiada akar, batang pun boleh).
Under the hot sun, with a shades and a ice cool fruit juice, nothing can beat this.
Enjoy your lunch !!!

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